So often people in a personal financial crisis will borrow money to get out of that crisis, in doing so they temporarily are spared, but dig themselves a deeper hole. Personal loans that are uncollateralized are not always good because the cost of the money can be higher than other types of secured loans. Rather than me trying to talk you out of a personal loan, which is hardly my objective, I would like to get you to educate yourself a little on your personal money, personal loans and debt. Indeed, I'd also ask you to learn about how to protect yourself during economic tough times, as well. Below are a couple of books that I believe you could benefit from reading:
"All About Money - 861 Experts Tell You" compiled by Peter Potter (yep, his real name). 1988.
Now obviously, you might believe that much of this stuff is outdated now in 2007 but since each paragraph in length or less quote by an expert is philosophical in nature much is as correct today as the day it was written. Every consultant involved in financial endeavors should have this desk reference.
"You Can Profit from a Monetary Crisis" by Harry Browne. 1993
Harry Browne also wrote a very interesting book that I believe is apropos today "How You Can Profit from the Coming Devaluation" which I also recommend. In "You Can Profit from a Monetary Crisis" Mr. Browne explains why there is a crisis and has chapters on the market place, government, money, inflation, falling currencies, depression, price controls, and welfare. Part II explains how the past effects the present policy and forward momentum of bubbles and crisis, even explains how the crisis will end and predicts the future. Now in 2007 we see that Harry Browne's predictions were not completely accurate then, but maybe more accurate now.
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