Handling one's finance is always a tricky matter especially when expenses keep cropping up around every corner. The best that one can do is to put away all one's savings in a bank for the future and try to not to go overboard with one's spending. But debt is something that we all fall prey to no matter how hard we try to control the amount of money that flows out of our wallets. Today when stores sell products and services on credit and one can faces no problems in shopping with a credit card; we can clearly see how spending limits have increased. Thanks to credit cards, the buyer can put off thinking about payments for the purchase for over a month. Only after that month has passed and the bill has arrived will the credit card holder have to make arrangements for the same. Thus, if such a person makes a purchase which he really cannot afford, he will be going beyond his means by inviting a debt that he will need to repay. Spending money that you do not have is one of the most common mistakes that people make. And, as we all know, it is a mistake that comes with a heavy price. Be it buying a stereo set, or a car, or making international calls, we often raise high credit bills without thinking of the consequences.
Similarly, sudden medical expenses are often the main reason that leads to financial disaster. Such expenses can leave us in debt for years to come because we were not prepared for them. Borrowing money or taking loans would be yet another way of landing up in a debt trap. These debt burdens could end up haunting us for a long while till we manage to repay them all. It is very easy to spend or borrow money, but when the time comes to repay this money, that is when we all start feeling the pinch. It is then that we start regretting having spent as much as we did. The most disastrous way of getting into debt is by gambling. The possibility of winning a gamble does exist. But one might end up losing a lot more in the process if things do not go one's way.
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