NEW YORK (Reuters) - Kate Carpenter and her husband waited for two years before sensing the time was right to look to buy a home in the suburbs of New York. "This is the first time homes are at an affordable point," said the freelance writer, 35. She hopes to move her two young daughters out of their rented New York City apartment soon, taking advantage of record low mortgage rates and signs the slump is over. Six years after the housing market began its slide, dragging the U.S. ...

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